What now?

Faced with the fact that I was not going to be able to stay at home under our current financial situation, we looked at ways we could change it.  There were two obvious answers to our problem: 
1) make more money
2) spend less money
Both of these sound very simple, and they really are, but doing either one is very hard.  My husband already works 50+ hours a week (he is in ministry and takes his work EVERYWHERE with him) so him getting another job was going to be difficult, and we were looking at this so I could work less, so me getting another job was not going to happen.  So, we went with option #2 - spend less money.  Where could we cut back?  Financial surgery (budgetting) is where we had to start. 

My next post tells about our struggle to actually start a budget and how we did it.