Family of 5

We have 3 boys now! Holy cow a lot has changed in the past few years.  Will is 6 in Kindergarten, Hudson is almost 3 and Joshua is 10 months old.  I have learned though, the more things change, the more things stay the same.

More About Sinking Funds

I know I've mentioned sinking funds in several past posts (here, here and here)

Cluttered Life = Less Money!

We have been in our new home for 8 weeks now and I am STILL going through boxes of priceless heirlooms JUNK!  

"On a budget"

Have you ever heard (or perhaps used) the phrase "on a budget?"  To me this seems like a very misrepresented string of words.

Going on a family get away...

I am dropping in just to say we're going to be out of town for a few days to spend time with out of town family. Have a great weekend!

Work/Life Balance

I am a co-sleeping, breastfeeding, baby wearing, homeschooling mommy who works 80 hours/week. I am tired!

New Budget Set-up

This has been a CRAZY year. We had our 2nd baby boy

Hudson aka Will's little brother!

last July 13th and bought a new house in April 2014. We did not sell our condo; instead we decided to keep it as an investment property. That is by far the biggest risk I've taken with money, and I have found that I'm pretty risk averse. Luckily it rented out very quickly so we are not having to carry two mortgages for any length of time. Praise God!

Back on the budget!

Have you ever been on a diet and messed up 1 meal and instead of letting that mess up your whole day/week/month/etc... you just decided to pick yourself right back up and get immediately back on track?

Yes... well good for you.  I have not.

Retirement!!!!

Alright, as I get closer to closer to the big 3.0. (OMG!) I realize now more then ever it is time to buckle down on retirement savings. 

Condo Updates

We have been so busy lately fixing up our condo.  We haven't decided yet if we're fixing it up to try and sell right away, or just to make it pretty for us, but either way, it is getting done!

Building a Wardrobe on a budget

Have you ever looked in your closet packed  full of clothes but still didn't have anything to wear?  That is where I am right now.

True or False?

1)  Shopping sales = Smart shopping

FALSE! 


How many times have you gone into Target to get "just this 1 thing" and walked out with a basket full of stuff because it was on sale?  If you're like me, then the answer is too dang many.

Holiday Shopping

I have to admit that this is the first year EVER we have had a

It's been too long...

Sorry I have not written in such a long time.  Sadly, our family suffered the tragic loss of my grandmother, Mammaw, in a car accident.  We have been trying to pick up the pieces and get back to some sense of normalcy around here.

Budgeting Misconceptions

Alright, I have been living on a budget for almost 18 months now and I have finally felt the need to straighten out some of these misconceptions people have about budgeting.

Double Date Nights!

It is hard to get out and have just one date night a month with my husband, so imagine how excited we were to have two - in a row!!!

Throwing away money!

There are so many things we do that are a complete waste of money.  I know I do at least one thing every day where I might as well not do it and just burn some cash.  One thing that jumps to my mind, and I did this on Wednesday, is

Labor Day Weekend!!!

BBQ with family - check
Swimming with friends - check
Getting some much needed R&R - check
beep.beeP.beEP.bEEP.BEEP (alarm clock noise)

Making a budget work for your family.

Q.  What is a budget?
A.  Telling your money where to go.

Buying second hand...

Have you ever bought anything off of Craigslist, Ebay or from a consignment store or garage sale?  I think these places can bring amazing deals to those people willing to look and take a chance, but I'm noticing a growing stigma that buying second hand is "icky" or not classy or something.  Really?